Terms of Use

Welcome to ‘Breaking Down Finance’ at http://www.breakingdownfinance.com, hereinafter referred to as: the Website. By visiting and / or using the Website you accept the Terms of Use. When disagreeing with the Terms of Use and / or when not having reached to age of 18, you may not use nor access the Website. We reserve the right to post changes to the Terms of Use on the Website at any time, and if you continue to use the Website thereafter, you agree to be bound by the new version of the Terms of Use. In the Terms of Use, ‘Breaking Down Finance’ and ‘we’ refer to the owners of the Website. ‘User’ or ‘you’ refer to each visitor accessing and / or using the Website.

Description of Service

Breaking Down Finance provides purely financial educational information. It does not provide any investment, advisory, tax or legal services and cannot be held responsible for any incurred losses or for any financial decision made on the basis of the information provided on the Website. You agree to the terms of consulting a qualified professional when making any financial decisions tailored to your personal situation.

Sites and Services

We do not guarantee that access to or use of the Website or any services will be uninterrupted or error free, and we are not be liable for any feature not being accessible or for any unavailability of the Website. The Website and its features may be expanded, limited or modified, without advance notice or reason. To access some of the content or features of the Website or its services, you may have to enhance or update the hardware or software in your computer systems. We assume no responsibility for any failure to access the Website or any services, partially or fully, whether due to the User’s system, the Internet network or any other cause.

Changes to the Website

We reserve the right to modify, add, remove or restrict parts of the content available on the Website at any time.

Message Website Content Limitations

We make no guarantees as to the accuracy, completeness, reliability or timeliness of the information on this Website. Breaking Down Finance is not responsible or liable for any errors or inaccuracies in the Website content. It is your responsibility to verify any information before using it for any personal, financial or business purpose. The Website content may be modified at any time without advance notice, and we are not obliged to notify you of any changes made to the Website content.

License to Use Content

We grant you a limited personal use license to access, display, download, format and print portions of this Website content for your own personal non-commercial use. You may not reproduce, publish, translate, merge, sell, rent, distribute the content, or create a derivative work of the content on any other website.

Third Party Content

Any information or content made available on or through this Website by third parties (hereinafter referred to as: “Third Party Content”) is of their respective providers and not of Breaking Down Finance. We do not guarantee the accuracy, completeness, reliability or timeliness of Third Party Content. We cannot be held liable for any damage or loss caused by your reliance on or other use of Third Party Content.

Viruses, spyware, malware, trojan horses

We do not guarantee that files available for download at the Website are free of including without limitation viruses, spyware, malware or trojan horses. You are responsible for implementing sufficient procedures to protect your computer system.

Advertisers Are Not Endorsed

We are not responsible for the claims or representations made by advertisers and sponsors. We do not recommend the products or services of any advertisements displayed on the Website.


The Website may provide links to other sites or resources. As we do not have any control over such sites and resources, we cannot be held responsible or liable for use of or reliance on any content or information at such sites or resources. Inclusion of any links does not imply any endorsement or approval of the linked websites. When you select a link, you may be leaving this Website.

Limits on Liability

In no event will Breaking Down Finance, or any of its affiliates be held responsible for any direct, indirect, consequential, exemplary, incidental, special or punitive damages, including without limitation for any lost profits or lost data arising from your use, of the Website, any of the content or other materials on accessed through of downloaded from the Website, even if Breaking Down Finance is aware or has been advised of the possibility of such damages.

Governing Law and Jurisdiction

Breaking Down Finance is monitored from Belgium. You irrevocably agree by accessing and using this Website that any disputes are exclusively settled in Belgian courts in accordance with the Belgian law.